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What It Really Means, and What You Should Do Next If you are considering bankruptcy, this is usually not your first option. Most people reach this point because: debts have become unmanageable; or creditors are taking action This guide explains what actually happens after you are declared bankrupt in Singapore , and what you should consider before taking that step. First: What Immediately Happens After You're Declared Bankrupt? Once the Court declares you bankrupt: your asset